Financing

Roof Financing Options Built for Homeowners

We know a new roof is a big investment — and sometimes, urgent. That’s why Pinnacle Roofing offers flexible financing through GoodLeap, so you don’t have to delay the protection your home needs. Quick approval, no hidden fees, and no pressure.

How it Works

Simple, Straightforward Financing

From your first call to final inspection, we handle every step with clear communication, expert craftsmanship, and a commitment to your peace of mind.

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Apply in Minutes

Submit a quick application through GoodLeap — no long forms or credit score hit for checking eligibility.

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Choose Your Terms

Select from flexible options with competitive interest rates and monthly payments that work for your budget.

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Get Your Roof Installed

Once approved, we schedule your project and handle everything — with no upfront payment required.

Get your Financing

Ready to Get Started?

We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all 3 bureaus to see if you qualify. It also takes just a few minutes to get started.

FAQs

Roof Financing Questions, Answered

Not sure how roof financing works or what to expect? You’re not alone. We’ve answered some of the most common questions homeowners ask about paying for a new roof — including credit score requirements, monthly payments, and how the process works here in Phoenix. Still have questions? We're happy to walk you through it.

What credit score is needed to finance a roof?

GoodLeap uses a soft credit check to show you loan options with no impact to your score. While approval depends on a variety of factors, many homeowners qualify with average or better credit. The best way to find out is to apply — it only takes a few minutes.

Can I pay for my roof in monthly installments?

Yes — we offer flexible monthly payment plans through GoodLeap. You can finance the full cost of your roofing project and spread payments out over time, often with no upfront cost. It’s a smart way to protect your home without delaying necessary work.

How do most people finance a new roof?

Many homeowners use third-party financing like GoodLeap to cover roof replacements or upgrades. It’s fast, secure, and doesn’t require tapping into home equity. Others pay out-of-pocket or through insurance, depending on the situation.

Is $30,000 too much for a roof?

In Phoenix, most residential roofs cost between $10,000–$20,000, but $30,000+ isn’t unusual for large homes, tile systems, or complex rooflines. Material type, roof size, and structure all impact pricing. We provide free, detailed estimates so you know exactly what you’re paying for.

Contact us

Get a Free Roofing Estimate Today!